:root{
  --brand:#0b5fff; --brand-ink:#0846c2; --ink:#0f1b2d; --muted:#4a5a70; --line:#e3e8ef;
  --bg:#ffffff; --soft:#f5f8fc; --accent:#e5262c; --ok:#127a4a;
  --radius:12px; --max:1120px; --narrow:760px;
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
img,svg{max-width:100%}
a{color:var(--brand)}
a:hover{color:var(--brand-ink)}
h1,h2,h3{line-height:1.2;letter-spacing:-.01em;margin:0 0 .6em}
h1{font-size:clamp(2rem,4.5vw,3.1rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem);margin-top:0}
h3{font-size:1.15rem}
p,ul,ol,table{margin:0 0 1.1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.narrow{max-width:var(--narrow)}
.center{text-align:center}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px;z-index:9}

.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.header-row{display:flex;align-items:center;gap:20px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink);text-decoration:none;font-size:1.1rem}
.main-nav{margin-left:auto}
.main-nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:0}
.main-nav a{color:var(--muted);text-decoration:none;font-size:.95rem}
.main-nav a:hover,.main-nav a[aria-current]{color:var(--ink)}
@media (max-width:900px){.main-nav{display:none}.header-row .btn{margin-left:auto}}

.btn{display:inline-block;padding:.8em 1.3em;border-radius:10px;font-weight:600;text-decoration:none;border:1px solid transparent;font-size:1rem}
.btn-sm{padding:.55em 1em;font-size:.9rem}
.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand-ink);color:#fff}
.btn-ghost{border-color:var(--line);color:var(--ink);background:#fff}.btn-ghost:hover{border-color:var(--ink);color:var(--ink)}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.center .cta-row{justify-content:center}

.crumbs ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:14px 16px 0;margin:0;font-size:.85rem;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:6px;color:var(--line)}
.crumbs a{color:var(--muted)}

.hero{padding:56px 0 40px}
.hero .eyebrow,.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--brand);margin-bottom:12px}
.hero .lede{font-size:1.2rem;color:var(--muted);max-width:44em}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr}}
.trust{display:flex;flex-wrap:wrap;gap:8px 18px;list-style:none;padding:0;margin:20px 0 0;color:var(--muted);font-size:.92rem}
.trust li::before{content:"✓ ";color:var(--ok);font-weight:700}

.mock{background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:0 20px 40px -24px rgba(15,27,45,.35)}
.mock-row{display:flex;justify-content:space-between;gap:12px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 14px;margin-bottom:10px;font-size:.9rem}
.mock-row b{display:block}
.mock-row small{color:var(--muted)}
.pill{align-self:center;font-size:.75rem;font-weight:700;padding:3px 9px;border-radius:99px;white-space:nowrap}
.pill.warn{background:#fff1e6;color:#a64b00}.pill.ok{background:#e6f6ee;color:var(--ok)}.pill.info{background:#e8efff;color:var(--brand-ink)}

.answer-box{border-left:4px solid var(--brand);background:var(--soft);padding:18px 20px;border-radius:0 var(--radius) var(--radius) 0;margin:24px 0}
.answer-box p:last-child,.answer-box ul:last-child{margin-bottom:0}
.answer-label{font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--brand);margin-bottom:6px}

.section{padding:56px 0}
.section.alt{background:var(--soft)}
.section-head{max-width:var(--narrow);margin-bottom:28px}
.section-head p{color:var(--muted)}
.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.g3,.g2,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card p:last-child{margin-bottom:0}
.card .icon{width:28px;height:28px;color:var(--brand);margin-bottom:10px}
.card p{color:var(--muted);font-size:.97rem}
.card h3 a{color:inherit;text-decoration:none}.card h3 a:hover{color:var(--brand)}

.prose h2{margin-top:1.8em}.prose h3{margin-top:1.4em}
.prose li{margin-bottom:.35em}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:16px 22px;margin:0 0 28px}
.toc p{font-weight:700;margin-bottom:6px}
.toc ol{margin:0;padding-left:20px}

.table-wrap{overflow-x:auto;margin:0 0 1.2em;border:1px solid var(--line);border-radius:var(--radius)}
table{border-collapse:collapse;width:100%;font-size:.95rem;margin:0}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft);font-weight:700}
tr:last-child td{border-bottom:0}

.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding-left:48px;margin-bottom:18px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:grid;place-items:center;font-size:.9rem}

.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;padding:14px 32px 14px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:10px;font-size:1.5rem;color:var(--muted)}
.faq details[open] summary::after{content:"–"}
.faq summary h3{margin:0;font-size:1.05rem;display:inline}
.faq .answer{padding:0 0 16px;color:var(--muted)}


.cta-band{background:var(--ink);color:#fff}
.cta-band p{color:#c9d3e1}
.cta-band .btn-ghost{background:transparent;color:#fff;border-color:#43536b}

.form{display:grid;gap:14px}
.form label{font-weight:600;font-size:.92rem;display:grid;gap:6px}
.form input,.form select,.form textarea{font:inherit;padding:.7em .8em;border:1px solid var(--line);border-radius:8px;width:100%}
.form small{color:var(--muted);font-weight:400}

.site-footer{border-top:1px solid var(--line);padding:44px 0 20px;font-size:.93rem;color:var(--muted);background:#fff}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr 1fr}}
.footer-grid ul{list-style:none;padding:0;margin:0}.footer-grid li{margin-bottom:6px}
.footer-grid a{color:var(--muted);text-decoration:none}.footer-grid a:hover{color:var(--ink)}
.brand-foot,.foot-h{font-weight:700;color:var(--ink);margin-bottom:8px}
.foot-legal{border-top:1px solid var(--line);margin-top:28px;padding-top:16px;font-size:.85rem}
.note{font-size:.9rem;color:var(--muted)}